Calculator

Budget Calculator

Add up monthly income and spending categories to see where you stand.

Values update as you type. Nothing is sent anywhere.

Total expenses

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Left over—
Savings rate—

How to use this calculator

Aim for a positive 'Left over' number every month — that is your real margin of safety. A savings rate of 15–20% of gross income is a healthy long-term target for most households.

This calculator is provided for educational purposes only. Results are estimates and do not account for taxes, fees, or jurisdiction-specific rules. Consult a licensed professional before making financial decisions.

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